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Auto & Homeowner's Insurance

      When was the last time you reviewed your insurance coverage? A year ago, perhaps two years ago? If your answer is "Gee, I don't remember", then the best time to re-evaluate your requirements is...  NOW!  
      I know, you really don't want to take time out of your already busy schedule, especially to call an insurance salesperson. Please, don't think of me as a salesman, because I am not. I am a professional looking to provide you with the correct amount of insurance coverage, at a fair and reasonable price. If you know for a fact the coverage you have is adequate for your needs and you are paying the lowest rate available, then congratulations... you don't need me. But, if you are unsure, call me and let me put your mind at ease.

Auto

    The cost of auto insurance varies from company to company and the difference in savings can range from a few dollars to as much as a few thousand dollars, depending upon certain criteria.
 
     Some variables which can affect your rate are:
  • Driver's Experience
  • DMV Violation Record
  • Claim history
  • Location
  • Type of auto
  • Credit Rating
  • Discounts

    Often, there are companies looking to increase their presence in an area and they may offer lower rates to attract business and similarly there are companies looking to reduce their presence and their rates may become less competitive. The only way to determine how much  you can save is to do a little detective work and shop or use a professional to do the shopping for you.

 

 

Homeowner Insurance


     Over the past few years the cost of building materials and labor has increased dramatically. Consequently, the expense to replace or repair a damaged property has also significantly increased. Most homeowners are unaware and often neglect to raise their coverage to compensate for these jumps in prices. The bottom line... they may be financially at risk by not having the proper amount of insurance. Using a broker to assess your needs is one way to put your mind at ease.


      If you would like to receive a free, no-obligation review of your coverage, please complete the online response below:

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